Insurance and Financial Info - Upland CA

We Work With Your Insurance

At Higher Ground Dentistry, we believe that quality dental care should be accessible and affordable for everyone. We gladly work with a wide range of dental insurance providers to help minimize your out-of-pocket costs.

Our friendly team is committed to helping you understand and maximize your benefits — so you can focus on your smile, not the bill.

What to Know Before Your Visit

  • We accept most major PPO dental insurance plans
  • Cash patients are always welcome — transparent pricing, no surprises
  • Our team verifies your benefits before your appointment at no charge
  • Flexible financing available through CareCredit and Cherry
  • Coverage can apply to preventive, restorative, and emergency dental services depending on your plan

Understanding Your Coverage

Dental Insurance

Dental insurance can feel confusing — but it doesn't have to be. Here's a simple breakdown to help you feel confident about your coverage.

What Is Dental Insurance?

Dental insurance covers a portion of your dental care costs — including preventive, restorative, and emergency services. You pay a monthly premium, and your plan covers part of the cost when you receive treatment.

PPO vs. HMO Plans

PPO plans are the most flexible — visit any dentist in or out of network. 
HMO plans require you to stay within a set network. Higher Ground Dentistry currently accepts PPO plans only.

Making the Most of Your Benefits

Most PPO plans cover 100% of preventive care — cleanings, exams, and X-rays. Basic and major services are covered at varying percentages. Our team can walk you through exactly what your plan covers before any treatment begins.

Accepted Insurance Plans

Dental Insurance Plans Accepted at Higher Ground Dentistry

We accept most major PPO dental insurance providers. Below is a complete list of the plans we currently work with.
Don't see yours? Give us a call — we may still be able to help.

Below is the complete list of insurance providers we currently accept.

Don't See Your Insurance Provider?

If your plan isn't listed here, that doesn't mean we can't see you. Our team will work with you to verify your coverage, explain your options, and help you find the most affordable path to care

𝐂𝐀𝐋𝐋 𝐔𝐒 𝐓𝐎𝐃𝐀𝐘

No Insurance? No Problem

Flexible Options for Every Patient

Not having insurance doesn't mean skipping care. We've partnered with CareCredit and Cherry to bring you flexible financing options, so you can invest in your oral health without financial stress — on a payment plan that works for you.

Insurance & Financing
Insurance & Financing

Frequently Asked Questions About Dental Insurance

Does Higher Ground Dentistry accept my PPO insurance?
Yes — we accept most major PPO dental insurance plans. The best way to confirm is to call or text us at 909-946-9090. Our team will verify your specific benefits and estimate your out-of-pocket costs before your appointment, at no charge.
What if I don't have dental insurance?
No insurance? No problem. We welcome cash patients and offer transparent pricing with no hidden fees. We've also partnered with CareCredit and Cherry to provide flexible monthly payment options so cost doesn't stand in the way of your health.
How do I know if you're in-network with my plan?
The quickest way is to call our office directly at 909-946-9090. Our team will look up your plan, verify your benefits, and give you a clear picture of your coverage before your visit — so there are no surprises.
What does dental insurance typically cover?
Most PPO plans cover 100% of preventive services such as routine cleanings, exams, and X-rays. Basic procedures like fillings are often covered at 70–80%, and major work such as crowns or root canals may be covered at 50% or more, depending on your plan. Our team can review your specific coverage before any treatment begins.
What is the difference between in-network and out-of-network?
Being in-network means we've agreed to pre-negotiated rates with your insurance provider, which typically lowers your out-of-pocket costs. If we're out-of-network with your plan, your PPO insurance will often still cover a significant portion of your treatment — it just depends on your specific plan's out-of-network benefits.
Where is Higher Ground Dentistry located?
We are located at 121 West Foothill Boulevard, Suite E, Upland, CA 91786. We proudly serve patients throughout Upland and the surrounding Inland Empire area. Call or text us at 909-946-9090 to schedule your visit.

Open Saturdays and Sundays!

Contact Information
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Higher Ground Dentistry, 121 West Foothill Boulevard, Suite E, Upland, CA 91786
info@smileupland.com
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Call or Text: 909-946-9090
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